{"image":"{staticroot}files\/pages\/studentsmiling-2.jpg","content":"<h1>Loans<\/h1>\r\n<h5>Student Loans<\/h5>\r\n<p>Loans are available to students seeking tuition assistance. The federal government offers Federal Direct Subsidized\/Unsubsidized Loans through the William D. Ford Direct Loan Program. The application process starts with the <a href=\"http:\/\/www.fafsa.ed.gov\/\" target=\"_blank\" rel=\"noopener\">Free Application for Federal Student Aid (FAFSA)<\/a>.<\/p>\r\n<h5>William D. Ford Direct Loan<\/h5>\r\n<p>Depending on your needs, you may be eligible for a <a href=\"ipl:\/\/281\/\/W10=\">William D. Ford Direct Loan<\/a>.&nbsp;<\/p>\r\n<h5>GradPLUS Loan<\/h5>\r\n<p>If you require additional funding after other aid, consider a <a href=\"ipl:\/\/282\/\/W10=\">GradPLUS Loan<\/a>.<\/p>\r\n<h5>Private Loan Programs<\/h5>\r\n<p>Private\/alternative loan programs are available to assist students for expenses not covered through other financial aid. <em>Widener Law Commonwealth recommends that students first attempt to access a&nbsp;<\/em><a href=\"https:\/\/studentloans.gov\" target=\"_blank\" rel=\"noopener\"><em>Federal GradPLUS Loan<\/em><\/a><em>&nbsp;prior to applying for a private\/alternative loan. <\/em>These loans require a credit check; students unable to borrow on the strength of their own credit may be offered the option of a co-signer.<br \/><br \/>Generally, a student may borrow up to their cost of attendance, minus all other aid received. Interest rates on these loans vary (most change on a quarterly basis) and typically have no interest rate cap. Students may elect to make interest payments while in school, or have the interest capitalized. Most lenders will charge a front-end or back-end fee to borrow the loan. It is important that a student borrower investigate both the interest rate and fee structure before choosing a lender.<br \/><br \/><strong>Please read: <\/strong><em>Students are free to select any lender they chose. Students are encouraged to carefully review the provisions of the loan programs and what each lender is offering to insure that the loan will fit their needs before they incur additional obligations.<\/em><\/p>","box_content":""}