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“Be realistic with your budget. Know what your budget is,” Lisa Salley, Senior Managing Partner at the Heritage Solutions Group, told an audience of students gathered in the Main Street student lounge on the Delaware campus as she discussed home ownership on Monday, November 28th.<br><br>Salley’s remarks came as part of the Issues in Black Law Speaker Series hosted by the <a href="/CampusLife/ActivitiesandOrganizations/OtherDelawareOrganizations/BlackLawStudentsAssociation.aspx">Black Law Students Association</a> (BLSA). The second event in the series, Minority Home Ownership, honored Salley and Roslyn Morris, Esq. of the Law Offices of Roslyn D. Morris &amp; Associates for their work as housing rights advocates.<br><br>Following a welcome from BLSA President Roderick Thompson, speaker series committee chair Lauren Epps introduced Lisa Salley. Salley then spoke to students for about an hour. Her remarks covered her working background and how in 2006 she opened Heritage Capital Services, which focuses on mortgage financing and credit strategies in emerging and underserved urban markets.<br><br>In addition to discussing her working background, Salley engaged in a dialogue with the students, providing advice on buying a home, first time home ownership, securing a mortgage, and budgeting. She also discussed her thoughts on the housing crash of 2007-2008, the rise of subprime mortgages, and how to reform mortgage products.<br><br>Roslyn Morris, who was also scheduled to speak, was detained, but she did arrive in time to receive a plaque from BLSA recognizing her efforts.<br><br>The Issues in Black Law Speaker Series will continue in the spring semester.